We outperform the incumbents on every axis that matters.
Legacy securitization infrastructure was built for the top 50 banks. Keystone OS compresses an 18-month, multi-million-dollar process into a 47-second, $30K workflow, and opens it to the 6,002 community institutions the incumbents were never designed to serve.
Every competitor was built for the top 50 banks.
The infrastructure that exists today (Cardo AI, Intex, Moody's Analytics) was built for Goldman and JP Morgan, not for the institutions actually serving underserved communities. Keystone OS is the first platform built for the other 6,000. Here is how we outperform on every axis that matters.
Log scale. Six AI agents replace an 18-month, human-in-the-loop process.
Log scale. AI-native architecture removes the fixed transaction overhead that priced out every issuer under $5B.
We undercut the incumbent take rate while serving the institutions they don't touch.
Legacy tools serve the top ~50 banks. Keystone's addressable base is 6,002 mission-aligned institutions.
The one-line difference: every competitor was built for the top 50 banks. Keystone OS is the first platform built for the other 6,000.